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At present, the network also cooperates with many excellent training institutions in the east. Providing employment development plans for college students and combining the internship resources, training resources and high-quality vocational training products of enterprises not only enable college students to borrow money to complete their studies, but also help them realize future employment and financial independence, which also reduces the risk of loan repayment to a certain extent. Qifang started at the end of 2007 and has already processed 2,500 loans in 6 months. The average number of loans per loan is 400 US dollars. The repayment period is 1 to 2 years. The annual interest rate provided by Qifang to the lender is 5% to 15%, which changes according to the credit index recognized by the borrower. Qi Fang's operation mode belongs to the compound intermediary type and its profit mode is also compound. Its profit source does not rely on a single service fee, which is a special point in P2P enterprises. And because of its borrower's single student status, Qi Fang has the nature of public welfare.故而刚才冒着被上官怪责的风险，帮着转圜。就听何霆暴喝道：黎章小儿。1. Right-click the "Windows" button in the upper left corner of the desktop, and select the "Run" item from its right-click menu to open the "Run" window (press Windows + R directly to open it quickly).3. Easy integration of other Software as a Service (SaaS) applications