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1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.The second step is to transform the Upload constructor and create an instance object for each state subclass in the constructor:Coco五人来至人迹罕至的湖边，五人下水嬉玩，面对着Coco曼妙身材，Adam禁不住在水中对Coco毛手毛脚，又窥看对方沐浴更衣，被Coco发现后，Adam竟欲对之强来，身穿比坚尼泳装的Coco慌不择路的逃命，却在茂密丛林中迷路，Coco只好致电向志彦求助，但信号却是时断时续模糊不清，最后更信号中断，叫志彦担忧不已…如今天渐渐热了，剩了怕是要馊，我们家又没猪没鸡的，剩了不是可惜。家庭情感剧《爸妈不容易》又名《高三家长》。电视剧《爸妈不容易》由实力派演员奚美娟、巫刚连同华谊兄弟力捧小生刘科主演，讲述了一对陪着儿女共同度过高三那一年的父母，在家中发生的喜怒哀乐的故事，再现了现实生活中望子成龙的父母的真情实感，家长里短的故事情节非常贴近中国人的生活。卢佩22岁的时候，她父亲的死改变了她的人生。她的父亲是哥伦比亚著名的创作歌手。卢佩抵达哥伦比亚之后，遇见了一个神秘人物——诺亚，她父亲生前的助理。她怀疑父亲的死并不是意外，决定留在这里不回墨西哥。卢佩跟诺亚将一起在哥伦比亚的加勒比海地区，展开危险、神秘又浪漫的音乐冒险。