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1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.长帆还没走，我怎么走？儿孙自有儿孙福，走吧。盖·里奇代表作之一《偷拐抢骗》(Snatch)将被翻拍成电视剧，定由“罗恩” 鲁伯特·格林特主演。电影讲一群画风各异的罪犯争夺一枚钻石，布拉德·皮特，本尼西奥·德尔·托罗，杰森·斯坦森等出演。电视版剧情类似，讲一群20岁上下的业余骗子偷金块，鲁伯特·格林特将饰演男主角查理·卡文迪许，一位“充满活力、生活混乱、非常时髦”的家伙，《绯闻女孩》的“Chuck”爱德·维斯特维克、多格雷·斯科特(《行尸之惧》)等也参演。剧版全长10小时，下星期在英国曼彻斯特开拍。就说第一次，都说郑昊死了……秦枫打断他的话，不客气地说道：所以我才问你，到底是皇帝还是媒婆？你是皇帝，你管他们的嫁娶干什么？郑昊就算真的死了，我的女儿，我想嫁给谁就嫁给谁。见她凝神书写，一缕秀发垂落腮边，发丝微微轻颤，就看住了。花艺师、雕塑师和园艺设计师两人一组，共十队展开温馨的花艺对决，看谁能够打造最巨型、最大胆的花园雕塑。