1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.
刚毕业的大学生曹沐春和小眼镜，遵循农业大学“解民生之多艰”的校训，来到古运河畔的百合村当起了“村官”。这是一对动静结合、性格迥异、各有所长的有趣组合。百合村的村主任周宝全在对待大学生“村官”的问题上，开始的态度并不积极。村里的村民也觉得大学生“村官”只是来“镀金”的。但这反而成为激励他俩决心为村民谋利益的动力。先是给村里的孩子们开办英语班，架起了和村民沟通的桥梁；而后，又通过到农大请教授来村里指导种燕麦，又将孟乡长引荐给最反感和官员打交道的顾教授，从而获得乡长和周主任的好感。之后，他们又撮合巧红娘和翟二嫂合作开办鸭场，一步步的使周主任和村民认识到大学生“村官”在农村基层经济建设中起到的积极作用。曹沐春和小眼镜先后经历了一系列考验，两位村官乐观坚强面对，终于赢得了村民的认可与信任，在他们的任职期间交上了一份满意的答卷。
This is the key to the development of Shanghai's manufacturing industry.
先什么都不要说，好不好？红椒转脸，看着他激动的神情，心中隐隐作痛。
关中看似安全，却要受到来自北方草原的威胁，除非河朔草原一直掌控在手中。
"Xiang", "Tang", "Zheng" Xi Liang Qi "Ji", "Si Qi, Yin Xiang". "Wen" province also. And "" also. "Zheng" intersect. "Yi Xian Gua" has two feelings. "Gongyang Huan for three years" Xu life, phase life also. "" Xu, phase also. Xiangxu Yin Tong. Also. "Da Ya" pursues its chapter and gold and jade. Acacia, wood name. "Zuo Si Du" is acacia. "" Big also. You have it. And "Tang" and "Zheng" breath bright cut, Xiang to. "Ya" also. "Left Eleven Years" is the same. And "set" help also. "Yi Tai Gua" is suitable for heaven and earth. "The establishment of government" uses my family. "Ya" also. And I'm sorry. "" Mian. "Shu" wine cloud:
贪得无厌 才能学无止境！
Claire是一位已婚的战地护士，从1945年穿越到1743年的苏格兰。在那个一无所知的世界，她因为生命受到威胁而被迫嫁给英武浪漫的苏格兰战士Jamie。从此Claire的内心在两种截然不同的生活以及男人之间挣扎。
咱们这个儿子，当真不凡啊。
在那里罗伯特和贝米高展开了又一次较量，贝米高杀死了伊莉的邻居，误以为已经除掉了“目标”；而罗伯特和伊莉在相处中也， 渐渐发生了感情。罗伯特在交回磁碟时发现组织要除去他。而机智的伊莉则已保留了磁碟资料。
辽国萧太后虎视眈眈窥视中原，杨景奋力守卫边关遂城。宋朝皇帝整日沉迷于酒色，从不关心战事，使得遂城内缺粮、缺药，杨景等人困守城中。谁知这一下却惹怒了穆桂英，与他打了起来。杨宗保由于连日奔波早已筋疲力尽，渐渐体力不支昏倒在地，身上的精囊掉落下来。 穆桂英虽出身山寨却正直善良，她早就对杨家将仰慕已久，看见精囊中的急信，她得知面之人竟是杨家小将，不仅芳心暗许，决定将其救回山寨。 于是一个戎装女子挂帅出征、大破天门阵的故事就此展开……
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?快来吧,.!在成皋布置城防的周勃最先回去，远在洛邑的曹参也被紧急召见，马不停蹄地赶回荥阳去了。
虽然眼下是冬天，可王爷说我们最少也要住到明年春天才回来，我就能看见满山的花儿了……白果语气中透出的欢喜兴奋连毛凡听了都嫉妒。
玩世不恭的安少成偷溜回国，可是这个行为让安少成的母亲萧晴决定让少成提早接班，但是少成的反应，让萧晴以诈死逼少成必须独立。失去母亲的庇护和集团的光环，少成瞬间由天堂坠入地狱。同时也让他认识到了自己的未婚妻周佳琪只是因为自己的家庭条件才和自己在一起。这时候只有辛朵朵一直在身旁陪伴。在社会底层生活的少成，这才发现过去的自己有多荒唐，甚至还因为他的赌气和任性害“人间美味”丢掉了国际美食的最高荣誉三颗星的评价，他绝对要找回母亲在世时的荣景！另一方面，朵朵因被少成误认为是男生，她不知道要怎么跟少成表明自己的女儿身，这种像是兄弟般的相处和亲密对两人来说都是一种煎熬。某晚，当少成拖着疲惫的身体打算冲凉时，没想到正在洗澡的朵朵原来是个女人！经过所有磨难，少成和朵朵终成眷属，同时少成也在事业上重新登上了顶峰。
