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In recent years, due to the strong development trend of online education and quality education, the education field that combines the two has attracted many entrepreneurs and is favored by many capital. Among them, it is considered to be another emerging track in the field of online education after children's English-the cultivation of children's thinking ability, which has become the target of capital investment. From February 2017 to now, more than 10 financing incidents have been revealed in the related fields of online children's thinking ability training, and the frequency is increasing.The following is a specific diagram and how to kill.改编自著名角色的《神探南茜 Nancy Drew》讲述18岁的Nancy Drew（Kennedy McMann饰）高中毕业后满心以为自己能离开家乡往大学去，但家庭惨剧却令她计划被拖延一年，不过留在家乡的她在调查凶案的过程时，却发现背后所隐藏的秘密。在哥哥不幸去世一年后，来自基茨比厄尔的19岁的莉西进入了慕尼黑一个集团的颓废世界，这个集团每季都会来到豪华滑雪胜地庆祝。但Lisi很快就掀起了一场雪崩，揭示了充满魅力、金钱和享乐主义的外表背后的真相——带来了无法控制的后果。1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.民国24年春，南浔首富颜书鸿在五十大寿的当夜中了剧毒。离家索居的大少爷颜正清在父亲临终之时，接下了父亲留给自己的遗产---浩瀚堂藏书楼。随即，颜家祖传的一片金片引发了三房太太的争夺大战，可这时老爷却神奇般地活了过来。其实老爷并没有真的死去，他只是中了叫做“还魂散”的毒，而给颜书鸿下毒的是他的四姨太单卿。谁能想到陪伴老爷8年的四姨太是与颜家有着刻骨仇恨的韦家之后呢？原来，清康熙年间，南浔韦氏家族有人暗修明史惹怒清廷被灭门。而告发者就是颜、简、艾三家，三大家族得到了朝廷重赏，象征着韦氏荣誉的藏书楼责归到颜家名下，每家都得到一片与藏书楼有关的金片。300年来，韦家不死之后人从不忘家族之恨，不断派遣女人潜入颜家来复仇，一心要夺回藏书楼和金片。风调雨顺的简家本在上海滩做生意，颜家寿宴时，简洹章曾挑唆艾家与颜家悔婚。大家心里都明白，儿女结亲家只为当面之说，实际上为争取与藏书楼有关的金片。颜书鸿怎肯咽下这口恶气？于是一场阴谋便发生了。艾重远突然被绑架，女儿艾灵慧为报颜家救父之恩被迫嫁入颜家，做了大少爷