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Qingdao is a relatively developed area for private lending. Therefore, the private lending business is relatively mature for a long time. P2P under Qingdao mode basically needs real estate as collateral, while cars and others are not allowed to be used as collateral to control risks. When investigating several large P2P websites, it was found that the collateral required by them was all a real estate certificate, and it was required to be a real estate in Qingdao that could be seen and accurately valued. Therefore, P2P enterprises in Qingdao basically do not do business with outsiders. Behind the strict mortgage system is the lender's low-risk protection. Therefore, one of the biggest characteristics of Qingdao model is that it has low risks and low non-performing loan ratio. Qingdao P2P mode has the lowest risk, and P2P enterprises also bear the greatest responsibility. Therefore, Qingdao P2P enterprises are typical "composite intermediary". However, as its enterprises are all transformed from private lending agencies, Therefore, they do not attach importance to the role of the network. Most of its website pages do not have personal loan information or loan information, It is the company's self-promotion, which aims to allow borrowers or lenders to meet and discuss with their companies. Moreover, Qingdao only does local business, which limits the scale expansion of intermediary enterprises. As the main feature of P2P enterprises is to operate on the basis of the network, the Qingdao model is not a typical P2P credit in a certain sense. Qi Fang Mode: The student aid platform mode Qi Fang P2P has more public welfare color, but it also has considerable profits. Facing the serious economic stratification of college students, Qi Fangwang has targeted its target group at paying tuition fees but needing to participate in education, training and investment outside the university.豪杰本色浩气如虹大苞谷笑道：奶奶放心，那是肯定的。A ball game popular in Pune, India in 1800. The ball is made of feathers and cork, similar to Chinese keys. After that, it was introduced to Britain, Northern Europe and other countries.　　这部6x45分钟的dramedy，讲述了24岁的Marine，她总是被侵入性的、往往令人十分痛苦的性幻想所困扰。一开始，她以为自己是一名性瘾者，离开了家乡苏格兰小镇前往伦敦，但很快发现自己患有的是某种强迫症。在伦敦，Marnie结交了一帮新朋友，每个人都有自己得面对的挑战。她搬去和表面看似快乐的老校友Shereen一起住，和小黄片上瘾者Charlie成了朋友。Marnie还遇到了因滥交而声名狼藉的Amber，和她魅力无限的室友Joe。主人公对“理想的女性”的犹豫和矛盾。并不是“恋爱关系”，而是“恋爱感情”本身的痛苦和悲伤的故事有很多。　　在逆境中求生存的全，有志难伸的行，及善良婉柔的仪和乐观的珊，他们在逆境中求生存，感觉就像是你我故事的浓缩，故事尾声，行又恢复了工程师的本业，全也在报业上找到了目标，正当一切都值得庆祝之际，婉仪的哥哥和弟弟竟然为了赚钱不断使用卑劣手段，在工地偷工减料。