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I waited quietly for a while. Zhao Mingkai recalled it and organized the language. Only then did he open his mouth and said:绝密隐私Undertake. Yixin Model: Unsecured Guaranteed Model Yixin Company was established in Beijing in 2006 and then launched P2P Platform for Yiren Loan. Different from the auction, when the investor decides to lend the funds in his hand, Yixin selects the borrower for him from among the loan applicants. The interest rate of the borrower is decided by Yixin according to its credit review, and the profit of the enterprise mainly comes from the service fee. Yixin's model is more like a combination of housing agencies and Taobao. Housing agencies collect housing resources, then contact buyers and charge agency fees after the transaction. The specific operation process is as follows: Yixin will break up the lender's money and make a multi-person loan contract to the lender. When the money reaches the third-party account, the contract will come into effect. Although Yixin does not have a contract between the lender and the borrower, Yixin's third-party account holder acts as the debt transferor for lending and borrowing, that is, the third-party account holder becomes Yixin's lender first, and after Yixin selects the borrower, the third-party account holder transfers the creditor's rights to the real lender. For each borrower recommended by P2P credit service platform, the lender has the right to decide whether to lend to the borrower of Yixin portfolio; The borrower repays the loan every month, the lender can dynamically know the repayment, income and other information of each creditor's right every month, and the lender can get the principal and interest repaid in the second month. Of course, lenders can also choose not to collect money but to continue to look for the next borrower in Yixin. This model was initiated by Yixin. Yixin mode has two main characteristics: Yixin's security system from the perspective of Yixin's operation mode, Yixin has stronger control over borrowers, and lenders一边问黎章：大哥，把人头包好了？灵儿和小雀怎么办？黎章找了一块被单。玩世不恭的陆浩在一次赌局上欠下巨额赌债，抛下伤心的女友叶静，逃到一个研究所躲债，基因生物专家方教授收留了陆浩。与此同时，一个有着一模一样外貌却有着不同性格的陆浩走入了叶静的生活。在生物研究所无所事事的陆浩只能通过看电视来打发时间，他看到一个交通事故的电视新闻，一个和他一模一样的他带着叶静出现在电视画面里，陆浩忽然发现自己陷入了别人早已布下的局。4. Press and hold the power key on the right side of the mobile phone for 3 seconds;