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1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.Then the next step is very easy to say.惊奇之余，他也知道尹旭带给他们的惊奇将不止这些，将来的日子里或许还有很多很多。1. Consumption by oneself and termination of transmission. -----> return true;Sony的不靠谱网络台Crackle过去预订一部新剧《创业公司 Start Up》，首季为10集，这部每集一小时剧集讲述一个聪明﹑但备受争议的科技理念，被三个看似是高科技企业家的人，利用在不正确的方向上。剧集背景为形容在不受约束﹑机会主义的迈阿密里，看哪个人为了成功而更 不择手段。而Crackle宣布该剧会在美国时间9月6日播出。痞.子蔡和轻舞飞扬见面。你跟林火长去对付那个公主去吧。