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The students. They may have been able to enter the threshold of university with the help of the state and society, but they do not have the money to buy computers, participate in more education and training, etc., and Qifang Network provides this loan method with negotiable interest, which broadens the channels for loans. Qi Fang's risk control has the following three characteristics: decentralized loans, strict examination and risk sharing. Decentralized loans are the common characteristics of these models. Strict examination means that students need to pass five related certifications before releasing help-seeking information: website ID card authentication, mobile phone authentication, bank account authentication, e-mail authentication and student ID card authentication. After passing five certifications, the student's identity can be determined. Risk sharing is mainly due to the fact that Qi Fang's borrowing targets come from universities that cooperate with Qi Fang, such as Chengdu College of Sichuan University and Ningxia Normal University. Schools and Qi Fang share risks. In this way, we can not only better find the right loan recipients and provide the real and effective evaluation of the loan recipients, but also make it easy for students to find loans through Qi Fang, and also avoid the risks of lenders. When the loan is established, the money will not be directly transferred to the student's bank account, but will be transferred to the account of the school where the student is located, and then the school will send the money to the borrowing student, thus ensuring the real use of the loan. Qi Fang's profits come from three sources: first, the service fee, which is about 2%. The second is online advertising revenue. The third is the commission of training tuition income. This is a more distinctive point. Through cooperation with training institutions or enterprises, Qi Fang not only provides assistance to college students who cannot afford training expenses or enterprise training, but also shares it from the tuition income of training institutions. Qi FangThe following is all the code as follows:故事发生在韩国首都首尔的黑石洞李顺财一家，儿子李民永（崔民永 饰）和媳妇申智（申智 饰）正式离婚，申智留下孩子前往俄罗斯进修，将房子租给同学徐敏静（徐敏静 饰）。民永在父母家过起偷居过程，后因申智在俄罗斯遭小偷变得身无分文无奈回国，并与敏静一同生活。民永的母亲罗文姬（罗文姬 饰）再次成了照顾孩子的保姆，并同时忍受丈夫李顺才（李顺才 饰）和儿媳朴海美（朴海美 饰）。充满神秘的姜尤美（朴敏英 饰）一家搬到了黑石洞附近，被美丽打动的李敏浩（金彗星 饰）开起了自己的初恋之旅...铁骨铮铮，威武不屈是为武侠。From this perspective, the attack power of this strange dog on position 142 is no lower or even higher than that of the humanoid monster on position 169.故事"集中在一个酗酒、乱交的推销员身上，他在一次悲惨的事故后变成了四肢瘫痪者，并努力去适应他的困境和未来。