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Provides an interface to create a series of related or interdependent objects without specifying their specific classes.1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.Blast Injury% Base 50%《家有儿女》采用重组家庭作为故事展开的平台。生活在同一屋檐下的这一家五口，由于性格各异、习惯各异，孩子和父母之间、孩子们中间、父亲和母亲中间，难免有争执和冲突，再加上他们的爷爷、姥姥、生父、生母时常介入，更是“你方唱罢我登场”，热闹非凡，情趣连连。在形式风格上，该剧喜剧色彩浓郁，人物语言幽默诙谐，富有个性，剧情让人忍俊不禁，在不知不觉中，将观众带入捧腹大笑的情境。Chapter III Supervision Methods身后这条栈道……刘邦犹豫的很久，终于点头道：烧了吧。　　他救了险遭日寇蹂躏的梅子。梅子说：“俺娘说了第一个看到俺身子的男人就是俺男人。”当天夜里梅子以身相许。梅子把有自己名字的荷包送给常发并说：“以后俺就是你的女人了”，常发放下梅子驰马而去。